Commercial Banking Portfolio Manager I - Minneapolis
Location: Minneapolis, Minnesota
Description: Associated Bank is employing Commercial Banking Portfolio Manager I - Minneapolis right now, this career will be delegated in Minnesota. More complete informations about this career opportunity please read the description below. Equal Opportunity Employer
The employment policy of Associated Banc-Corp, and its subsidiaries and affiliates (“Associatedâ! €) provides equal opportunity to all persons. We support a diverse and inclusive work environment where colleagues are respected, treated fairly, and given equal opportunities to perform to their fullest potential. We believe it is only with a diverse and inclusive workplace that the organization can truly perform at its best, carry out its vision, and make a difference for the communities we serve.
JOB SUMMARY
Responsible for underwriting, credit monitoring and portfolio management of Commercial Banking relationships to achieve efficiencies and quality of the process and product, retention and expansion of existing client relationship, growth of total client assets and net growth in relationships. Primary performance responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other deposits services. As a Portfolio Manager, this positio! n will maintain and build loans and deposits, fee income and r! eferrals of business. At a senior level is responsible for direct or indirect oversight of other portfolio managers.
KEY RESULT AREAS
- Relationship banking
- Retention
- Asset Quality & portfolio administration
- Demand deposit growth and commercial deposit growth
- Fee income growth
- Loan Growth
- Direct Cross-Sales and Referral Generation
- Enhanced customer experience
- Community Involvement
The following are essential job accountabilities and assigned appropriate to the level of experience:
1. Performs all duties in accordance with the Vision and Values of Associated Banc-Corp.
2. Ensure the portfolio administration and risk management of each client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as commercial and regulatory guidelines.
3. As appr! opriate to experience, co-manage commercial relationships by analyzing financial data to determine the merits of specific loan requests, and recommend structure as well as aggressively managing the client relationship
4. Responsible for credit risk and quality of the portfolio.
5. Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.
6. Partner with the Relationship Manager as the point of a contact for the client; acting as a liaison to the Credit Department, the Commercial support staff and other internal business partners.
7. May provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets and general banking trends.
8. Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts. May assume overall respon! sibility for the credit quality of the loan portfolio.
9. May ! make presentations on specific loans and participate in the bank’s Loan Approval Process, recommending approval and appropriate structure of credits.
10. Manage the renewal process by working with the Relationship Manager the client and the credit department.
11. May as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services.
12. Responsible for identifying cross sales opportunities of all bank products including Treasury Management, International Banking, Private Banking, Wealth Management, Employee Benefit Services, and AFG, Capital markets to our existing client base as well as prospects.
13. Participates in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace.
14. Perform other related duties as assigned or requested.
Qualifications
JOB SPECIFICATIONS
Portfolio Manager Level I: Minimum Education: Bachelors degree in Business, Finance, Accounting or equivalent
Minimum Experience: < 2 years commercial banking experience.
ï® Limited credit skills
ï® Knowledge of non-borrowing products
ï® Excellent at Customer Service
ï® Sales experience
ï® Complexity â€" Moderate
Skills: Administrative:
- Knowledge of lending policies and procedures
- Knowledge of loan agreements, assumptions, accounting, loan structuring, and collateral procedures.
- Understanding of non-borrowing products.
- Understand macro and micro economic issues as they apply to business.
- Understanding of risks (market, rate, leverage, etc) as it applies to the lending process.
- Possess good marketing and presentation skills.
- Strong communication skills â€" both written and verbal
- Proficient in Word and Excel
Physical Demands: Sitting, handling, talking and hearing
Physical Strength: Sedentary Work: lifting a max of 10 lbs.
Vision Requirements: Accommodation: ability to adjust vision to bring objects into focus.
Analyze: Ability to review and analyze financial data in detail and draw logical conclusions.
Math: Ability to perform complex mathematical calculations, including addition, subtraction, division, multiplication, ratio analysis and variance and sensitivity analysis.
Communicate: Ability to communicate effectively internally with bank staff and externally with clients, prospects and other professionals.
Representation: Ability to represent the organization in a professional and positive manner.
Compliance: Uphold the bank's philosophy and all policies by maintaining appropriate contr! ols to assure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of our organization.
Contacts: Exchange information with employees, clients, correspondent banks, affiliate banks, credit agencies, references, accountants, and attorneys.
Authorization: Loan authority per the Credit and Loan Administration Policy.
Supervision: Direct = Varies Indirect = Varies
Job
:
Community Banking
Schedule
:
Full-time
Shift
:
Day Job
Primary Location
:
Minnesota-Minneapolis
Work Locations
:
MINNEAPOLIS-IDS CRYSTAL COURT
740 Marquette Ave - Suite 266
Minneapolis
55402
- .
If you were eligible to this career, please send us your resume, with salary requirements and a resume to Associated Bank.
Interested on this career, just click on the Apply button, you will be redirected to the official website
This career starts available on: Fri, 06 Sep 2013 20:59:19 GMT
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